Ways to give

Start making impact

Why do you want to give back? What issues do you care about most? For a rewarding giving experience, it is important to find the best fit – taking into consideration your values, charitable goals and the impact you wish to make.

Giving ideas

Arts and heritage

Environmental sustainability

Physical and mental health

Access to education

Equal opportunity for all

Social mobility

Types of giving

You may give to honour your family, heritage, faith or business ethos. Your giving may even be inspired by a life experience or a wish to create a legacy.

CFS has devised several ways for you to bring your philanthropic ideas to life – to create greater impact and reach your charitable objectives.

Donor advised fund

When you establish a donor advised fund, you are actively involved in deciding how to make the most impact with your philanthropic money. We can help you make grants that support charitable causes and programmes that you care about. This can be done in a few ways:

  • Flow through fund is ideal for those who want to create immediate impact. You can start making grants to causes and charities you value most today, see the results and evaluate if they meet your philanthropic goals in the long run.
  • Endowment fund is where your donation is held at CFS in perpetuity and invested. Income from the investment is directed to charitable causes of your choice. If you are planning to set up a scholarship, this fund is a feasible option.
  • Term endowment fund is where your donation is held at CFS over a period of 10 years and invested. Income from the investment as well as a portion of the principle amount is directed to charitable causes of your choice over a decade.
Legacy giving

What is legacy giving
Legacy giving lets you make a lasting impact on the lives of future generations, far beyond the measure of your lifetime.

It is the best way to benefit a cause or charity that you care about now and in the future. By making a legacy gift, you provide enduring support to the causes that matter most to you, while securing your own legacy forever. You may also leave your gift unrestricted to provide flexibility in meeting the evolving needs of the community.

To plan a legacy gift, you can start by setting up an endowment fund in your name or in memory of a loved one. Giving in memory lets a family celebrate the life of a loved one by supporting a cause close to their hearts.

Types of gifts
The simplest way to make a lasting gift is to make a bequest through your will. The bequest can be for a specific amount, a percentage or residue of your estate. These gifts can include:

  • Cash
  • CPF monies
    Nominate CFS as a beneficiary of your CPF monies.
  • Insurance policies
    Designate CFS as the beneficiary when an insurance policy no longer serves its original purpose. Alternatively, you can purchase an insurance policy and name CFS as both the owner and beneficiary.
  • Marketable securities
    Includes equities, bonds, unit trusts and commodities traded in listed stock exchanges.
  • Marketable assets
    Includes real estate, art, antiques and jewellery.

For legal and policy reasons, CFS may not be able to accept every legacy gift as specified. Speak with us so that we can help you plan your legacy gift and ensure that it goes towards the intended purpose.

Why give with CFS
The Community Foundation of Singapore (CFS) is a non-profit organisation founded in 2008 under the Ministry of Community, Culture and Youth (MCCY) to encourage and enable philanthropy in Singapore. We are a charity with Institution of Public Character (IPC) status.

With CFS, you can be assured that your charitable intent will be honoured and your giving meaningful and impactful. As your trusted legacy partner, we will:

  • Invest your gift wisely
    We work with investment experts to help grow your fund so that the reach of your legacy will be extended over time.
  • Carry out your wishes
    We will honour your wishes and ensure that your fund is used prudently to help the community and directed to the charitable causes you care about most.
  • Ensure that your gift has lasting impact
    With our charity knowledge, fund management skills and grantmaking expertise, we will ensure that your legacy gift will always make an impact no matter what your interests.

For legal and policy reasons, CFS may not be able to accept every legacy gift as specified. Talk to us so that we can help you plan your legacy gift and ensure that it goes towards the intended purpose.

Frequently Asked Questions

1. How do I start?
You can start by establishing an endowment fund with CFS. This fund will then be named as a beneficiary to receive your assets in accordance to your will, CPF and Insurance nominations.

2. What can I donate?

  • Cash
  • CPF monies
    Nominate CFS as a beneficiary of your CPF monies.
  • Insurance policies
    Designate CFS as the beneficiary when an insurance policy no longer serves its original purpose. Alternatively, you can purchase an insurance policy and name CFS as both the owner and beneficiary.
  • Marketable securities
    Includes equities, bonds, unit trusts and commodities traded in listed stock exchanges.
  • Marketable assets
    Includes real estate, art, antiques and jewellery.

3. How do I make a bequest to charity?
The simplest way to leave a legacy gift to benefit your cause or charity is to make a bequest naming CFS in your will as the recipient of your gift.  You may use the suggested wordings below in your will with the advice of your lawyer. If you already have a will, you can prepare a supplemental will to include CFS in your will. A supplemental will is a separate statement that is still part of your will.

A specific or explicit bequest for a stated dollar amount or securities:
‘I, [full name as per NRIC], give, devise and bequeath to the Community Foundation of Singapore (CFS) of 6 Eu Tong Sen Street #04-88, Singapore 059817, to be used for funding _______________ (causes) at CFS, the sum of $________ (or describe the specific security you intend to bequeath).

A percentage bequest allocating a fixed percentage of your estate:
‘I, [full name as per NRIC], give, devise and bequeath to the Community Foundation of Singapore (CFS) of 6 Eu Tong Sen Street #04-88, Singapore 059817, to be used for funding _______________ (causes) at CFS, ______ percent of my estate, both real and personal property, of whatever kind and wheresoever situated.’

A residual bequest, which grants the residue, or portion, of your estate to Community Foundation of Singapore after explicit bequests have been made:
‘I, [full name as per NRIC], give, devise and bequeath to the Community Foundation of Singapore (CFS) of 6 Eu Tong Sen Street #04-88, Singapore 059817, to be used for funding _______________ (causes) at CFS, all (or ______ %) of the rest, residue and remainder of my estate, both real and personal property, of whatever kind and wheresoever situated.

A contingent bequest in the event one or more of your bequests cannot be filled:
‘If any of the above named beneficiaries should predecease me, “I, [full name as per NRIC], hereby bequest his/her share of my estate to the Community Foundation of Singapore (CFS) of 6 Eu Tong Sen Street #04-88, Singapore 059817, to be used for funding _______________ (causes) at CFS.
or
‘If any of the above named beneficiaries do not survive me, or are otherwise unable to inherit, or disclaims this bequest, “I, [full name as per NRIC], direct that it be paid to Community Foundation of Singapore (CFS) of 6 Eu Tong Sen Street #04-88, Singapore 059817, to be used for funding _______________ (causes) at CFS.

Please consult your lawyer or trust organisation to draft a will to ensure that any changes you want made in your will are legally valid.

4. How do I donate my CPF monies?
Nominate CFS as a beneficiary of your CPF monies using a nomination form obtained from the CPF Board office.

5. How do I donate my insurance policies?
Designate CFS as the beneficiary when an insurance policy no longer serves its original purpose. Alternatively, you can purchase an insurance policy and name CFS as both the owner and the beneficiary.

6. Do I need to inform CFS in advance of my intentions?
It will be helpful to inform CFS if you intend to include a gift to CFS in your will. You may do so by filling in the Legacy Pledge Form

7. Can my family be involved?
You may instruct CFS to act according to the mandate you have in your deed. You may ask your family to form a Grant Advisory Committee to give recommendations to CFS with regards to the selection of charities and programmes that is in line with the stated cause or charity in your deed.

8. Are there any tax benefits in legacy giving?
We suggest that you consult your accountant or lawyer.

9. What paperwork do I need to do?
1. Sign the deed to set up an endowment fund.
2. Sign the Letter of Understanding.
3. Appoint a Grant Advisory Committee (your family).
4. Inform your lawyer to update your will.
5. Inform CPF or insurance agent.
6. Inform CFS of your intentions using the Legacy Pledge Form (if you wish).

 

Memorial giving

A memorial fund is a thoughtful way to remember your loved one and at the same time make an impact on the community. Memorial giving lets friends and family celebrate the life of a loved one by supporting a cause close to their hearts.

Community impact (Compact) funds

To encourage the community to be more involved with issues impacting our society, Compact funds were set up. These take in donations (big and small) to support specific programmes or projects from lesser known causes. Donors are welcome to contribute to these funds or partner us to develop one and invite the community to co-support. Some Compact funds we have set up include:

  • Migrant Emergency Assistance and Support (MEANS) Fund which helps needy migrant workers who are legally employed in Singapore. It provides immediate and short-term financial assistance to these workers who are exploited, abused or abandoned by their employers – paying for their medical care, shelter, basic necessities and transport costs.
  • Safe Home Scheme a one-stop home modification service to retrofit a safer and more accessible home environment for the elderly and disabled, enabling them to be more independent while going about their daily activities. Modification works include widening doors, levelling floors and building ramps for wheelchair access and installing grab bars.